Account-to-Account Payments Won’t Kill Cards

Every few years, someone declares the end of cards.

FinTech keeps innovating, and new payment tools, like A2A, promise to be safer, quicker, and cheaper, but somehow users rarely get the memo and keep using the traditional methods.

This is exactly why businesses need proper payment and banking planning. Jumping on every new trend without understanding the underlying mechanisms and risks can ruin any business, mess up cash flow, or even freeze accounts.

Only a Chief Payment Officer understands how payment and banking decisions affect the entire business. The ones who manage payment and banking tasks are not adequately trained to do so. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspects in a business, are absent from accounting, economics courses, and MBAs.

Cards are not dying - poor planning is.

Read my article for more information: https://www.linkedin.com/pulse/account-to-account-payments-wont-kill-cards-viktoria-soltesz-lrnmf