For some unknown reason, businesses still treat crypto payments as a simple "add and forget" button on the checkout page without fully understanding the underlying banking, compliance, sanctions, cash flow and operational consequences. Crypto is still one of the most used tool to move money internationally "outside the traditional financial system" and this make things complicated, when the European Union keeps expanding its Russia sanctions packages. The recent EU sanctions

Everyone is talking about AI agents making payments for us - but almost nobody really understand what's happening in the background and who is to blame when something goes wrong. I have just written a new article about why businesses are looking at AI from the wrong angle - and how expensive it can get if you leave it to the last minute. AI is here, like it or not so if you just start thinking about agentic payments you're already too late. Read my article to see what can you

We have all been offered "bank accounts" from various FinTechs over the years. But, the majority of businesses, not knowing any better, believed that Canada's financial regulator must be strong enough to hold their funds safely and securely. They were all wrong. Today, anyone with approx 20k USD can launch a business that looks and feels like a "digital bank". Even though FINTRAC has recently tightened its regulations, a Canadian Money Services Business licence is still one o

Our CEO, Viktoria Soltesz, joined the editorial roster of The Luxury Playbook https://theluxuryplaybook.com/ to cover Payments & Banking Strategy in the magazine. Most people think about money - but we have to talk about how money actually moves. At The Luxury Playbook, Viktoria will write about wealth preservation, international banking, geopolitical risk, family office structures, and the financial infrastructure quietly holding global wealth together. The plumbing nobody s

Today, FinTech companies and NeoBanks have literally flooded the market, and it is almost impossible to decide which one to trust with our money. Businesses are still making such important decisions based on gut feelings, or even worse, the false promises of the providers' sales teams. Since originally I'm an economist, I use special tools in my work. One of the most powerful, yet underused, tools is Benford’s Law. Benford’s Law is a mathematical principle used by auditors an

The latest edition of Game Changers Magazine, is featuring an article by Viktoria Soltesz at PSP Angels. For many FX brokers, CFD firms, and prop trading companies, the biggest challenge is payments. Clients expect instant deposits, fast withdrawals and seamless onboarding. But behind the scenes, companies have to navigate a complex web of compliance requirements, documents, tech to satisfy the banks and payment providers. Liquidity management and cross-border regulations are