Everywhere we look today, new payment providers or neobanks seem to appear overnight, each promising faster onboarding, lower fees, and better technology. Most companies offering banking or payment solutions today are not based on real user or business needs but rather on the lack of knowledge that users have about how payments and banking actually work. FinTech is business and their sales teams are trained to sell functions which businesses either won’t need or could get els

Viktoria Soltesz , the Founder of the Soltesz Institute  had a chat with Reagan Cook , a Digital Asset Compliance Expert at TaxBit . The discussion was highlighting what digital asset information reporting really means for Web3 companies, exchanges, payment providers, and traditional financial institutions that already touch crypto in one way or another. The conversation walked through the new global rules around CARF and DAC8, the practical burden on finance and technology t

Operation Chargeback uncovered one of the most extensive international fraud structures in recent years, and the scale of the case created headlines across the world. The investigation brought together Europol, Eurojust, and law enforcement from multiple countries, with the final coordinated action revealing a criminal network which moved hundreds of millions of euros through shell companies and fake subscriptions - using their highly professional and advanced payment knowled

Jevons Paradox was introduced by William Stanley Jevons, an English economist, in 1865. He observed that technological improvements that increase the efficiency of using a resource often lead to an overall increase in the consumption of that resource, rather than a decrease, which was an observation that went against common logic. A similar pattern is happening now with FinTech applications, especially those available through mobile platforms. Faster, cheaper, and easier paym

Viktoria Soltesz joined Nikita at the latest episode of PAYMENTS FM  to share real stories and practical insights from her work with thousands of companies around the world. The discussion covered the challenges and opportunities in international payments and banking, from misclassified merchants and high-risk industries to offshore entities, crypto, and the future of cross-border finance. Viktoria explained how companies lose money not because of regulations or banks, but

At the recent Fintech by HIPTHER meetup, Viktoria Soltesz spoke about how small economies like Cyprus and Malta face a double-edged challenge.  She explained during the discussion how small island economies operate under a double-edged dynamic, where their size allows them to adapt quickly and attract new business models, but it also increases their exposure to risk. When a country depends heavily on external investors and cross-border flows, its appetite for business can ea