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The End of Free Access - The Illusion of Open Banking in the U.S.

  • Jul 16, 2025
  • 1 min read

Fintechs built their products on free access to banking data, without ever paying for the infrastructure that kept it running.


Now JPMorgan decided enough is enough - and started charging for every connection, every data pull and every usage. Boom.


If your business depends on third-party APIs you don’t control, your entire setup might be in danger. What used to be free will now can easily cost more than your actual revenue - start think about what can save you.


 
 
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