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Viktoria Soltesz on the Futures-financial-forum by Efi Pylarinou


Viktoria Soltesz was invited to Futures-financial-forum by Efi Pylarinou to speak about the importance of payments and banking planning within an organisation, and explain how FinTech evolves today.


In the Silent Business Killer episode Viktoria explianed how payments are still viewed across most companies and why this is bigger risk that we can imagine.


Payment systems are usually set up as an afterthought. Once the product is ready, the brand is live, and clients are lined up, someone from finance is tasked with “finding a provider” or “setting up payments.” But by that point, no one has considered how this affects the technology, compliance, product flow, customer experience, reporting, or settlement timelines.


Most payment inefficiencies are not visible right away. They show up as lost margins, failed transactions, declined cards, bounced payouts, long reconciliation cycles, or reputational problems. Businesses that don’t build a proper payment strategy are often the ones bleeding money slowly, without even realizing where the losses come from.


Not Just Finance

Stablecoins are already transforming margins with lower fees, faster settlements, and broader global access but this shift also brings new risk. You cannot run a stablecoin payment flow without considering your banking relationships, licensing obligations, cross-border controls, or technical compatibility.


Payment inefficiencies are costing businesses around $12 billion every day, yet most companies continue to operate without a strategy, without understanding payment structures, and without educating the people responsible for managing these flows.


The Soltesz Warning

Viktoria put it plainly: “Most businesses treat payments like plumbing - they ignore it until there’s a flood. What they don’t realize is that payments are actually the bloodstream of their organization, and poor flow can cause silent heart attacks to their profitability.”


Payment and banking need to be treated as strategic, multi-functional business elements from day one - as it’s about protecting the business from hidden internal collapse.

 
 
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