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When a Citizenship Scheme Collides with Payment Reality


The EU Court just ruled Malta’s citizenship-for-investment scheme illegal, and we just have to wait and see if every client file tied to a Maltese setup now has to be re-checked again.


This change will definitely have an effect on how international clients structure their operations, how banks respond to nationality claims in the future, and how onboarding logic needs to be written going forward. 


All banks and payment providers now have to be brought up to date, their risk profiles need to be reviewed, and the old thinking that allowed these clients through without proper checks must be replaced with a more serious and current approach. 


What was once a fast track can now raise red flags. If your account, SEPA access, or license was built on this structure, you could be in trouble. 



 
 
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