In a recent interview at Fintech Garden , Viktoria Soltesz spoke with Igor Tomych about the mistakes merchants make when setting up their payment and banking structure, and why these decisions often cost far more than expected. Cheap Is Rarely Cheap Many merchants choose providers based on low fees but the cheap is always more expensive on the long term. Payment and banking today impact customer experience, risk management, technology, product development, data security, co

Companies own their revenue, their customer relationships and their data and the resulting payment flows. Thats what we think. But do they, really? Banks and payment providers operate under a different layer of responsibility, as they are required to protect the financial system as a whole. This includes enforcing KYC, AML, sanctions screening, fraud prevention and rules against tax evasion. These obligations are built into the very fabric of the system, where every single en

Viktoria Soltesz 's article at the GameChangers Magazine Issue 54 Trading companies operate in fast-moving markets and are considered as high risk which means they face continuous payments and banking issues. While clients expect instant deposits and fast withdrawals, the actual process runs through multiple payment menthods, banks, card schemes, and providers, each adding checks, delays, and friction. Maintaining account stability, reasonable fees and technical efficiency a

Payment and banking today impact customer experience, risk management, technology, product development, data security, compliance, finance, sales and growth and more. It should be considered a standalone function, an essential element of the business strategy, not just a part of finance. But the ones who manage payment and banking tasks are not adequately trained to do so. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspec

FinTech is innovating with record speed - we started to change the status quo with crypto, then "invented" tokenisation, now we are building a whole secondary market on our existing financial system with stablecoins. But even though everybody thinks that the future will be bright, the available data needs proper interpretation before we can make any strategic decision about trusting pur money with this seemingly quick, cheap and safe payment option. The latest February 2026 M

We are proud to announce that the Soltesz Institute has launched the first EU MBA in the world with a specialisation in Payments and Banking. This is the first academic programme and a major step forward for the industry. For the first time, payments and banking are formally recognised as a standalone business function I within higher education, reflecting their real impact on revenue, risk, operations, and scalability. The programme is delivered in collaboration with eie Eu